Bancstac is an innovator in the payments industry and a core financial technology infrastructure partner to banks. Bancstac enables businesses to seamlessly integrate with, and unlock, a suite of payment capabilities from their partner banks.

  • We support banks with fully hosted, scalable and compliant payment technology solutions.

  • We solve payment and technology pain points for our partner banks and their valued clients across all sectors of the economy.

  • We influence and enhance the interactions between banking services, technology solutions, compliance, trade, and commerce.

  • We help countries and economies evolve from cash payments to a digital first payment future which accelerates economic prosperity for the communities we serve.

  • Through our payment technology platform, we build trust between businesses and people and make it easier to participate in global commerce.

Bancstac offers a comprehensive payment platform that enables bank customers to seamlessly accept digital payments from a diverse range of payment methods. Our payment technology layer ensures secure online transactions while seamlessly integrating with, or replacing, the bank's core legacy systems, making it an indispensable part of their payment infrastructure.

With a proven track record of serving various bank partners with unique requirements, bespoke functionality, and custom user experience needs, Bancstac has established a reputation as a trusted provider of payment solutions. Our expertise extends beyond the banking industry, as we have provided solutions to government agencies and corporate merchants, impacting various sectors of the economy, including insurance providers, telecom providers, airlines, and global conglomerates.

Our commitment to delivering reliable and efficient services has enabled us to establish lasting relationships with our clients, and we remain dedicated to driving innovation and staying ahead of emerging payment trends.

Proven technology that just works. Lightning fast integration. Ongoing maintenance, support and training.

Bancstac offers a core technology stack that has been utilized by banks since the 1990s and has undergone continuous modernization over the past 30 years. As a result, we have become a trusted and low-risk technology partner to banks. Our technology platform is cloud-enabled, encrypted, PCI DSS level 1 certified, PCI 3DS certified, and accessible via APIs. It is designed to sustain high transaction volumes dynamically while providing fault tolerance, with up to five nines (99.999%) availability.

At Bancstac, we take pride in the seamless integration, testing, operation, maintenance, support, and constant enhancement of our payment technology platform. Our modular and secure integrations can be rapidly deployed at scale across multiple regulatory jurisdictions while remaining compliant with industry standards. We continually monitor transactions and network performance, providing 24/7x365 support to ensure optimal performance.

We prioritize the security of our technology platform and run regular penetration attacks to safeguard against both known and emerging threats. Our commitment to delivering secure and reliable payment solutions has allowed us to maintain strong relationships with our clients, and we remain dedicated to driving innovation and staying ahead of industry trends.

Simplifying innovation and accelerating digital payments.

We recognize the challenge that banks face in keeping up with the rapidly evolving landscape of payment capabilities. As a result, we aim to alleviate this burden by continuously upgrading our technology stack and integrating with bank-side legacy systems.

Our experienced integration team is equipped to seamlessly deploy, test, operate, and maintain the Bancstac payment technology platform. By accelerating the adoption of digital payments, we seek to reduce transaction costs for consumers, increase sales for merchants, and drive profitable growth of wallet share for banks. At the same time, our platform is designed to reduce the bank's operational and compliance costs.

We believe that our payment solutions can unlock tremendous value for our clients, and we are committed to driving innovation and delivering reliable services. With Bancstac as a trusted partner, banks can focus on their core competencies while leveraging our expertise to navigate the ever-changing landscape of payment capabilities.

Disrupting fintech disruptors.

We strongly believe that banks should take a leadership role in adopting and distributing disruptive digital payment capabilities. We see ourselves as the disruptive answer for banks facing increasing competition from fintech companies eroding their direct-to-merchant relationships.

Our innovative tools are designed to empower the relationship between banks and merchants by fostering data-driven, value-added dialogues. In fact, we see ourselves as disrupting the fintech disruptors, as our solutions enable banks to stay ahead of emerging trends and deliver cutting-edge payment solutions to their customers.

Bancstac is fully integrated into the bank's technology stack, ensuring that it remains owned and controlled by the bank. By partnering with us, banks can leverage our expertise in payment technology and unlock new value for their customers while strengthening their competitive position in the marketplace.

Business model that supports bank innovation.

We invest into our partnerships with banks by working to identify real pain points faced by their clients. We develop, deploy, maintain and technically support innovative payment solutions that are tailored to the bank’s needs. We have a flexible business model attuned to removing traditional impediments that typically stop innovation within a bank, including cost barriers, risk and compliance barriers, and return on investment barriers.

Bancstac’s business model is designed to support bank innovation. We enable the bank to rapidly test and implement new solutions and refine their business models in real-time in response to changing market forces to pursue new growth opportunities and defend against disruption.